Please contact us anytime.
We are open 7 days a week. Please contact us on 0411 229 602 or email troy@pmbg.com.au
Welcome to Perth Mortgage Broker Group
Helping With Your Dream Home
Welcome to Perth Mortgage Broker Group. We are a mortgage broking business located in Yokine, Perth. We offer a variety of home loans with many banks and lenders and we are open seven days a week. Our contact number is 0411 229 602 or email troy@pmbg.com.au.
Home Guarantee Scheme Is Now Available For Previous Home Owners
The Home Guarantee Scheme Is Now Available For Previous Home Owners.
The federal government has announced that the home guarantee scheme will now allow eligible previous home owners to purchase a property with a minimum of 5% deposit, plus the associated fees (like transfer stamp duty), and not pay a mortgage insurance fee.
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This could be a big saving and may allow you to purchase your next owner occupied property sooner. The federal government guarantees your home loan, thus you will not pay a mortgage insurance fee.
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Another benefit with the first home guarantee scheme is that with some banks you will also get a better variable interest rate with your home loan. This is because the home loan is guaranteed, and not mortgage insured.
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Some of the conditions of the home guarantee scheme –
- You cannot have owned a property in Australia within the last 10 years.
- You must be an Australian Citizen or a permanent resident of Australia (Permanent resident has the same meaning as in the Australian Citizenship Act 2007 (Cth).)
- The property you buy must be owner occupied (You must live in the property)
- Be at least 18 years of age
There are maximum purchases prices based on location in Western Australia, they are -
1/ In a capital city (Perth) - $850,000
2/ In other parts of the state in Western Australia - $600,000
Not all banks are a part of the home guarantee scheme. If you would like more information, please have no hesitation contacting me. As a mortgage broker, I can help with letting you know if you are eligible for the home guarantee scheme. I do not charge fees.
If you are a single parent, there is also the family home guarantee, and the first home guarantee if you are a first home buyer.
If you would like more information about the home guarantee scheme, please have no hesitation contacting Perth Mortgage Broker Group, or call Troy on 0411 229 602 anytime.
Construction Home Loans
If you are thinking of building a new home, we have many construction home loan options available.
Perth Property Reports
As part of our service, we are offering free Perth property reports on as many properties as you like.
First Home Buyers
We have a range of home loan options, and also help with applying for the Australian Government 5% deposit scheme and the first home owners grant.
Buying Your Next Home
If you are thinking about buying your next home, we can help with a variety of different options.
Investment Home Loans
We have many investment home loan options available if you are thinking of purchasing an investment property.
Compare Your Home Loan
Our obligation free online home loan health check may help you save some money, even on your existing home loan.
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0411 229 602
troy@pmbg.com.au
7b Spencer Avenue, Yokine
WA, 6060